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Friends of the Hopkinton Senior Citizens


Silent Auction

Saturday, Oct. 15

2 – 5 p.m.

Hopkinton Senior Center

Gift certificates for gas, groceries, golf, services; signed Dunlay print; antiques;

seasonal decor; silver & gold jewelry; quilt; crystal; fresh flower arrangements & much more;

Children’s Table with toys for the kids to bid on.

Fun for the entire family!

$5; $10 family includes hors d’oeurves




In Celebration of Adeline Stevens

October 10, 2011 — Family and friends of Adeline Stevens, who passed away in New York last week at age 49, leaving three sons in their twenties, gathered to celebrate her life at the Hopkinton Center for the Arts, also known as the Cultural Arts Alliance, where Mrs. Stevens was a founding visionary. Her formal services were held in New York last week, and this was a way to include local friends and family who could not travel to New York.

        She was remembered by her sons and others who spoke of her life as a poet and a positive role model, who encouraged people to do their best and to never stop dreaming. Some CAA members said after the ceremony  that they would like to find a spot at the center to dedicate to Adeline Stevens.




Five Stories High

October 10, 2011 — Colella's now sports an expanded meat display, and along with it a wider variety of choices, such as unflavored pork tenderloin, ready for spicing up, and several prepared foods, like stuffed mushrooms that feed more than one, and roasts ready for the oven.


Frederick John Rousseau


Hopkinton- Frederick John Rousseau of Hopkinton, 86, beloved husband and father passed away peacefully October 9, 2011. He was predeceased by his loving wife of 55 years, Jean Anzivino. He is survived by his daughter Michelle and husband Thomas Fillingim, his daughter Denise and husband William Stickney, and three grandchildren Christopher, Emily and Jonathan. He is also survived by his sisters, Phyllis Chenard, Edna and Bill Carr, Pauline and Bill La Force, Therese Crowley, Kathryn and Harold Svendsen, and Jeanne Taylor. Aside from his immediate family he also leaves many loving nieces, nephews, and friends.

Fred was born January 19, 1925 in Framingham, Massachusetts. He served in the U.S. Navy during World War II. After completing his service to his country, he spent the next 40 years in service to the Town of Framingham, first as a police officer and then as the Sealer of Weights and Measures, from which he retired in 1986. In 1981 Fred and Jean opened the Golden Spoon Coffee Shoppe in Hopkinton. The family owned and operated this Hopkinton legend for 30 years. During his lifetime he enjoyed many activities, including owning and racing harness horses at the old Foxborough Racetrack. Fred also enjoyed spending many hours in his yard taking care of the lawn, bushes and trees. His daily visits to the Golden Spoon were the source of many great memories and brought him much joy.

Visitation will take place on Wednesday, October 12, 2011 from 4-7p.m. at the
Chesmore Funeral Home of Hopkinton, 57 Hayden Rowe St. A funeral mass will be held on Thursday at 10:00a.m. at St. John the Evangelist Parish in Hopkinton. Burial will follow in Evergreen Cemetery in Hopkinton. In lieu of flowers or gifts the family asks that you make a donation to help find a cure for PSP, the disease that afflicted his loving wife Jean. Donations can be mailed to: CurePSP: Foundation for PSP | CBD and Related Brain Diseases 30 E. Padonia Rd., Suite 201 Timonium, MD 21093 Or at, https://give.psp.org/



Robert A. Slaman, 75


Hopkinton- Robert A. Slaman, 75, of Hopkinton, passed away Saturday, October 8, 2011. Born in Wellesley, he was the son of the late Thomas and Winifred (Whetton) Slaman. He was married to Carole A. (Dowd) Slaman of Hopkinton for 49 years.

Robert was retired from Ericsson/G.E. and was a Hopkinton Call Firefighter for 35 years, and a special police officer. He was a dedicated husband, father, grandfather, and friend. He was an avid outdoorsman which included sailing, fishing, and hunting with his son and friends in Vermont. He enjoyed the community of Hopkinton and was involved in and contributed to many projects to better his town, not the least of which was his commitment to the Hopkinton Senior Center and Woodville Rod and Gun Club.

Besides his wife and his dog Molly, Robert is survived by his children, Stephen T. Slaman of Hopkinton, Cori Oehley and her husband Scott of Upton; 2 grandchildren, Jamee, and Jess as well as numerous extended family and friends.

Visitation will be held on Tuesday, October 11, 2011 from 4-8p.m. at the
Chesmore Funeral Home of Hopkinton, 57 Hayden Rowe St. A funeral mass will take place on Wednesday at 10:00a.m. at St. John the Evangelist Church of Hopkinton. Burial will follow in Mt. Auburn Cemetery in Hopkinton. In lieu of flowers, donations may be made to the ALS Therapy Development Institute at https://www.als.net/GetInvolved/Donate.aspx Special thanks to all who made Bob's life so wonderful.



October 9, 2011 — According to Dr. Bruce Karlin, this hive came down with the arrival of the remnants of hurricane Irene, and was promptly rebuilt by its inhabitants. Above, some guard hornets came out to assess the threat after hearing human voices.



Tending to the Hay

October 9, 2011 — The Casella boys, framed by this catalpa tree on Pond Street,  spent time today harvesting hay on the properties of neighbors. The hay will be used to feed the sheep, and if he isn't too fussy, the alpaca that Christopher takes care of.



Waning Season

October 9, 2011 — Pam and John Larter pick out some fresh produce at Pratt's Farm Stand this afternoon.


Afternoon Glow

October 9, 2011 — These cultivated wildflowers enjoy an afternoon glow at the bottom of School Street every day.


On Winter Street:




At Weston Nurseries:





A Celebration of the Life of Adeline Stevens Led by Pastor Dorian Botsis

Cultural Arts Alliance • 98 Hayden Rowe Street

Monday, October 10, 2011 • 11:00 am • Reception @ noon - 2:00 pm Light refreshments

All are welcome



Tasty Treat

October 8, 2011 — This squirrel, comfortable in its surroundings, enjoys an afternoon snack. Does it have an opposable thumb, or just another finger? Google it!




Trails Club Offers Hike


The Hopkinton Trails Club is offering an opportunity to take a guided tour of Hopkinton’s Town Forest Sunday, October 16, at 1PM.  Follow one of the town’s oldest roads, stop by a cellar hole from the late 1700’s and learn its tragic story, and explore one of the prettiest woods in Hopkinton during peak foliage time. Following the hike, there will be an informal gathering (with refreshments!) to celebrate the Trails Club’s sixth anniversary.  The walk should take about 1.5 hours, and begins/ends at the leader’s house at 11 Erika Drive (just off Pond St. near the West Elm end). Click on thumbnail for map of hike.


"The Town Forest was established in 1923. It is a 84 acre parcel of land located on both sides of Pond Street, between Winter Street and Elm Street. In 1928, 10,000 small white pine trees were planted in the area and no care was provided for them to grow; few still remain there. The forest has very large outcrops of ledge, which some say they can see imprints of dinosaur tracks. About 1965, the old cart road through the forest was opened up by the Hopkinton Boy Scout Troops and the Hopkinton Key Club. Some use the cart road for horse back riding, hiking or by snowmobiles.[from the Hopkinton town website].


The Hopkinton Moms Group presents

Choosing a Preschool for Your Child

Thursday, October 13th


 Vineyard Church, 84 South Street, Hopkinton 

 $10 per person to be collected at door.

 Checks should be made payable to Hopkinton Mom's Group

What to Expect: This event format will be very similar to previous preschool nights. From 7pm to 7:45pm, there will be an informal Orientation Fair in the church lobby. This is an opportunity for area Preschools to distribute educational brochures, meet with parents, and informally answer questions. Preschools will be invited from Hopkinton, Southborough, Holliston, Ashland, Framingham, Natick and Milford. Attendees will then have an experienced early childhood educator guide them through the process of choosing a preschool. Learn how to evaluate programs and determine what’s best for your child and for your family. A question and answer session for parents will follow the presentation. The featured speaker, Ms. Roxy Leeson, directed a cooperative preschool for 23 years, also serving as President of the Newton Early Childhood Association for 7 of those years. She has represented the Newton early childhood community of the Newton Crisis Committee, the Full Day Kindergarten Grant Readiness Committee, and the Partners in Early Education and Care Committee. She spent several years with the “Good Grief” Program at New England Medical Center. She was Assistant Director of Warmlines (now The Freeman Center) for 7 years. She is the mother of two grown daughters.


James R. Hopkins, 73


James R. Hopkins, 73, of Hopkinton, MA, formerly of Boston and Wayland, MA. passed away on Monday, September 26, 2011 at his home in Hopkinton.
Born in Ohio he was the son of the late Eugene and Dorothy Hopkins.

An attorney with a zest for adventure, James attended Ohio State University and participated in the Navy ROTC program. After graduating, he went to Harvard Law School and served in the Army Reserves during the summers. Upon graduating, James clerked for Justice Kirk of the Massachusetts Supreme Court and then had a long career with Boston legal firms before starting his own practice. James raised his family in Wayland, MA. where he served on the school committee.

James loved the outdoors and animals, taking his family on many adventures including fond memories of hiking in New Hampshire and Maine (Bar Harbor
was his favorite place), a cross-country adventure and many trips throughout the United States. He has an incurable quest for knowledge, always trying to learn about the history and people of any location where he
journeyed.In his retirement, he continued to help others through charitable work while pursuing interests in antiques and helping with the local family business. No matter where he went, James left an impression with others. James inspired his children to get a strong education, work hard and then enjoy life by challenging oneself. He will be fondly remembered by his family, friends and business associates.

James is survived by his children Cindy, Chris, Andy and his wife Kiki, five grandchildren, his brother Jack Hopkins and his wife Barbara, and his two nephews. Services will be private. In lieu of flowers, donations may be made in the memory of James R. Hopkins to www.baypathhumane.org. Arrangements are under the care of the
Chesmore Funeral Home of Hopkinton.





BOSTON (October 8, 2011) – Circle Furniture in Framingham is celebrating National Breast Cancer Awareness Month with “Circle of Five” - their fifth annual event to benefit the Needham-based Ellie Fund.  In honor of the event’s fifth anniversary, and the fifth anniversary of Channel 5 Reporter Kelley Tuthill’s breast cancer diagnosis, five newswomen from WCVB-TV5 are starring in this year’s exclusive event on October 26 at Circle Furniture on Route 9 in Framingham.


Starting at 6:30 p.m., Circle Furniture’s intimate store offers guests an exclusive opportunity to mix and mingle with their favorite Channel 5 newswomen: Susan Wornick, Bianca de la Garza, Kelley Tuthill, JC Monahan and Rhondella Richardson, while enjoying hors d’oeuvres and desserts catered by Simply Dahlicious of Hopkinton, wines by 90+ Cellarsof Boston, and an extensive raffle featuring donations from The Charles Hotel, Keurig, Hannaford Supermarkets, Ardan Med Spa + Salon, Plum District, Magic Beans, La Perla, 90+ Cellars,  Stella & Dot, Bloomingdale's, Circle Furniture and more. 


Susan Wornick will host a lively program featuring fun insights and commentary by her WCVB-TV5 colleagues and special guest Dr. Elsie Levin of Boston Breast Diagnostic Center,  a live auction of the Newswomen’s outfits and jewelry donated by DRE Designs, Bloomingdale’s, Lyn Evans/Potpourri Designs, National Jean Company, Sara Campbell and Wendy Wheeler, and fabulous swag bags for all guests.


“The Ellie Fund makes it easier for people to balance the challenges of breast cancer treatment,” says Tuthill.  “It’s the perfect fit for me and my colleagues who want to lend our support to the hundreds of women and families who rely on the Ellie Fund for their free help each year. Plus this is a great way to share a wonderful night out together.”


Event tickets are $50 before October 19 and $65 thereafter at www.elliefund.org/circle5 <http://www.elliefund.org/circle5> . The Ellie Fund will use all proceeds to provide transportation to medical appointments, childcare, housekeeping, and prepared/delivered meals free of charge to hundreds of breast cancer patients and family members across Massachusetts.  To learn more, visit www.elliefund.org <http://www.elliefund.org/>


“With an estimated one in every seven women affected by breast cancer in her lifetime, the disease touches all of our lives. We are honored to partner with the women of Channel 5, Circle Furniture and all of our generous donors in a fun way that makes a significant difference in the lives of so many local families.” says Ellie Fund Executive Director Julie Nations, “Their kind generosity is greatly appreciated by all of us - this October and beyond.” 



Santa, is that You?

October 8, 2011 — This one of a series of shots of this hawk on top of the chimney of Town Hall shows him peering into the flue, as if looking at a nest. Hawk's often steal the young or the eggs of other birds. Struggles between hawks and smaller, more nimble birds, occur frequently Downtown, and end with the hawk usually being pestered into leaving an immediate area by one or more of the smaller birds whose frantic attempts at protecting their young are impressive.



Upcoming Events for the Hopkinton Democratic Town Committee
  • The Hopkinton Democratic Town Committee is proud to be a co-sponsor the candidate forum on Tuesday 10/18 at 7PM in the Community Room at Tatnuck Booksellers, 18 Lyman Sreet in Westborough.  US Senate candidate Alan Khazei, co-founder of City Year and Be the Change Inc.will be there to meet with voters.

  • The next night, Wednesday 10/19, the HDTC will have two events, both at the Fire Station on Main St:

    • 7:00pm: The monthly meeting for October will be held.  All registered Democrats are invited.  Stop by and meet some like minded neighbors!

    • 7:30pm: A US Senate Candidate Forum will be held.  To date we have had confirmation from three US Senate candidates and we're working on the others!  Confirmed are Alan Khazei (see above), Tom Conroy (member of the Massachusetts House representing Lincoln, Sudbury, and Wayland), and Herb Robinson (Engineer).  All interested voters are invited!  There will be an opportunity to ask questions and get to know the candidates.

Please remember when accessing the Fire Station park behind the office building next door and enter the Fire Station through the rear entrance.  The meetings will be upstairs.  There is an elevator.


For further information please contact Dick Duggan (dduggan47@gmail.com or 508-435-4007).  We hope to see you at one (or more) of the above events.



October 7, 2011 — In a seldom seen task in these parts, the roving HopNews camera catches an Upton farmer using a tractor accessory to ted newly cut grass for drying. (Remember, double-clicking on a word on this page will give the readers a definition and pronunciation.




Decina & Dlugolecki Shine in Hiller’s 5th Consecutive Season Victory

By:  Lou Ottaviani

October 7, 2011 — Despite Hopkinton’s slow start in last night’s football game against visiting Dover/Sherborn, the Hillers were able to keep the Raiders from capitalizing on a number of opportunities that could have put Hopkinton in a jam early in the contest.  Hiller Coach Jim Girard would be the first to tell you that he wasn’t happy with the performance of his undefeated squad.  “It was a good win for us, but we still have a lot of work to do,” said Girard.  “We played a better second half and adjusted.  It comes down to staying focused, disciplined and controlling our mistakes.  I thought that they (Dover/Sherborn) were playing us smart in the first half, keeping us off the field like they did.  I told the players that despite being undefeated, we can’t be satisfied with that.  We have to continue to get better.”

Hopkinton’s sloppy first half play saw them give up 4 penalties (for a total of 40 yards), and 3 turnovers (2 lost fumbles and an interception).  Thankfully, the Raiders weren’t able to capitalize on these mistakes and the Hillers were able to regroup and get back on track by sticking to their game plan.   Above, Jason Dlugolecki crosses the goal line. Photo is video grabshot.

With just 13 seconds into the game, Hopkinton fumbled the ball on the opening kickoff giving Dover/Sherborn prime real estate at the Hiller 25 yard line.  The Raiders came out passing on their very first play trying to catch Hopkinton off guard, but Dover/Sherborn quarterback Will Scathard’s pass was overthrown in the end zone.  Hopkinton’s defense made back to back penalties (offside and a facemask) brought the ball to the Hopkinton 5.  The Hiller defense settled down, giving the Raiders a shot at a field goal.  However, the field goal attempt missed wide to the right and Hopkinton’s offense took the ball over at the Hiller 20-yard line.

The Hillers first series started to show signs of brilliance with quarterback Mike Decina picking up 5 on the first down and then following up with a strike to senior Jason Dlugolecki who brought the ball down to the 25-yard line for a 47-yard completion.  However, two plays later, Hopkinton’s luck failed them once again and the Hillers turned the ball over to the Raiders with their second fumble in just over 3 minutes of play.

With the ball on the Hopkinton 34, the Raiders controlled possession for the next 6:22, driving the ball all the way to the Hiller 11-yard line.  Once again, Hopkinton’s defense held tough and took over possession with 1:18 left in the first quarter.

On the ensuing drive, Hopkinton drove the ball 89-yards behind the legs and arm of Decina, who ran for 15-yards on 4 carries and passed for 74-yards, completing 5 of his 8 passes.  His last pass was an 18-yard strike to junior wide receiver Shaun Palmer which gave the Hillers their first score of the game, with 7:06 left to the half.  Kicker, Barrett Hanlon split the uprights for the PAT to give Hopkinton a 7-0 lead.

Hopkinton defensive back Jack Ryan, intercepted Dover/Sherborn quarterback Will Scatchard, giving the Hillers good field position at the Raider 43-yard line with 6:08 left to the half.  This pick was crucial in setting Hopkinton up for their next score. 

With the ball 43-yards away from the end zone, the Hillers didn’t help themselves much, as two more costly penalties (a holding and a block in the back) brought Hopkinton back into Raider territory.  Decina quickly regrouped and connected three big passes for 17 (to Hanlon), 9 (to Alex Hulme) and the final completion of 35-yards to Dlugolecki with 4:16 to the half.  Hanlon made the PAT kick to give Hopkinton a 14-0 lead.

With Dover/Sherborn’s last drive of the half, Hanlon intercepted a Scatchard pass with 24 seconds to the half to prevent a possible Raider score.  READ FULL STORY AND STATS


Committee Discusses Tweaking Fruit Street Plan, Center School Project

"We might get the grant but not the vote." Selectman John Mosher

by Muriel Kramer

October 7, 2011 — The School Committee and the Board of Selectmen met last night in a joint session to discuss next steps concerning the Massachusetts School Building Authority (MSBA) grant of $14 million that was meant to support building a new PK-5 school at the Fruit Street property, that plan included districting grades K-5; the project failed to get necessary voter support at a Special Town Meeting and Special Town Election last March. The two boards are still working to develop the next steps for the project to improve, renovate and/or replace Center School.

In a letter to the MSBA dated March 31, 2011, the School Department and Board of Selectmen wrote, “We intend to capitalize on the Community’s interest in facility improvements by conducting public forums, surveys, and listening sessions to better understand the community’s priorities specific to a project addressing the needs at Center School. From the information collected, we will develop a more detailed timeline and process for building consensus during the next six months.”

Since that time the School Department also sent a letter dated August 16, 2011 to the MSBA inquiring as to whether the grant monies could potentially be used to support a re-purposed plan for a school at Fruit Street intended for PK-3. In part the MSBA responded on September 16th that “The District’s proposed changes are now contrary to those decisions previously approved by the School Committee, and the MSBA believes that the District must start with a review and definition of its educational objectives…Before the MSBA can provide further review, the District must present an updated and approved educational plan, one that has been the subject of community outreach and dialogue.”

While members of the School Committee are actively working on a community outreach plan that includes public forums and regularly scheduled office hours, the combined groups discussed and decided to concurrently pursue options for capitalizing on the original grant. Both Senator Karen Spilka and Representative Carolyn Dykema independently had contacted the MSBA on Hopkinton’s behalf and helped set the stage for continued efforts to collaborate with the MSBA to capitalize on the grant opportunity received last February. The discussion to move forward in talks with the MSBA was complicated by the reality that the funding process is open now for new projects; Hopkinton may want to get a new project into that pipeline and no one seems sure that the MSBA process allows for more than one project at a time.

Selectman John Mosher said, “We should start our community outreach sooner rather than later.” He asserted that we need detailed feedback and talking points to bring to the discussions with the MSBA. “I am looking at it from a community standpoint. People are asking.”

The MSBA has expressed a willingness to continue talks, and the boards wrestled with the options—meet with the MSBA before a detailed plan is in place or develop the plan with community input and then meet with the MSBA. Selectman Brian Herr argued that it might be best to meet with the MSBA soon or even immediately then “use that feedback to chart a course.” Commenting that there “are deep wounds in the community,” he sees this as an opportunity “to set this thing straight” and begin healing those wounds.

School Committee member Scott Aghababian shared his thoughts. “One of my concerns is that we’re moving conceptually down the path toward a hybrid building the town has already overwhelmingly rejected. My concern is we will lose the community.”



Hopkinton 28, Dover-Sherborn 7


October 27, 2011 — Jason Dlugolecki brings it home in the third quarter, adding another six points to the home team's score, making it a three-TD advantage.  Check back later for another great football story by Lou Ottaviani.


HD Video Snapshot of October 6, 2011 game against Dover-Sherborn:




Forty Winks

October 6, 2011 — These Canada geese caught a few winks today as tea time neared at Blood's Pond.



October 7, 2011 — This nuthatch enjoys searching for bugs right-side up or upside down, photographed today.




October 7, 2011 — This beaver dam at North Mill Pond has apparently been breached, with no beaver in sight to repair it. Beavers, as smart as they are, do not do well against human predators.



The Red Carpet Event

You're cordially invited to join the Hopkinton Community Endowment and its partners for an evening of delicious food, music, dancing with Hot Acoustics and a silent auction to benefit the new Hopkinton Center for the Arts.

Date :: 

Saturday, November 12, 2011 Hopkinton Community Endowment
Hopkinton Center for the Arts
Hopkinton Cultural Arts Alliance

Time :: 

7:00PM - ??

Cost :: 

$75.00 / person

Place :: 

Indian Meadows Country Club
275 Turnpike Road
Westborough, MA

Reserve your spot now!Purchase your tickets now! (last year's event sold out)

We look forward to seeing you there!




beFREE Fall Jam

The beFREE Project and the Laborer's Training Center are co-sponsoring an alternative social event for High School Students featuring musical performances by HHS Students and refreshments. All HHS students are welcome to attend!
For this event we need:

  • 8 - 10 Adult Chaperones 

  • Hot chocolate mix 

  • Apple cider

  • Bottled water (half pints if possible) 

  • Baked goodies (homemade or store-bought)

  • Hot cups 

To chaperone please contact Michelle Carbonneau at scarbohop@aol.com.

To donate items, please contact Linda Connelly at birdsilove@mac.com

Please feel free to forward this announcement to anyone who may be interested. 

October 15th, 7:00 - 10:00PM, Laborers Training, 47 East Street.


Steve Jobs Dead at 56 Years-old

CBS Report below 


Hopkinton 3, Dover/Sherborn 2

October 5, 2011 — Leah Holmes gets ready to take it downfield against Dover/Sherborn.



 Perspectives on Wealth

Understanding and Managing Financial Risk

Part 2


October 5, 2011 — We have experienced extreme volatility in the markets recently. The Dow Jones Industrial Average went down 635 points on August 8, up 430 the next day, down another 520 the next, and up again on August 11 by 423 points.i It’s no surprise that investors are concerned or even frightened.

Most people want to put away and keep a nest egg for their retirement, their children’s education, or a legacy for their heirs. And, it’s difficult when our hard earned savings are threatened. So, what should be done? I discussed Inflation Risk, Currency Risk, Interest Rate Risk, and Systematic and Unsystematic Market Risk, and noted in Part 1, that financial risk exists all the time and affects everyone. Even if we choose to do nothing, we are still subject and exposed to some type of risk. Financial risk is unavoidable, and that is why the best course of action is to attempt to manage it, not ignore it. Here in Part 2, I will discuss what you can do to manage these risks. I have been managing investments and my clients’ wealth since 1997, and below I will tell you what I am currently doing at this time with my clients’ portfolios.ii


Modern Portfolio Theory - It’s very important to first mention that I utilize the principals of the “Modern Portfolio Theory”iii to develop diversified portfolios over a variety of asset classes.iv The gist of MPT is that the market is hard to beat and that the people who beat the market in the short term are those who may take above-average risk. It is also implied that these risk takers may take significant losses when markets turn down. Why do I take this approach? Because by participating in more than one investment, one can reap the benefits of diversification, which results in a reduction in “Unsystematic Risk”, a type of Market Risk discussed in Part 1. Also, by investing across a variety of asset classes, one will reduce “Systematic Risk”, another type of Market Risk previously discussed. However, the benefits of these risk reductions will hold only if the securities in the portfolio are not perfectly correlated. In other words, they do not move in unison together. Consider a portfolio that holds two securities: one that pays off when it rains and another that pays off when it doesn’t rain. A portfolio that contains both assets will always pay off, regardless of whether it rains or shines. Adding one asset to another can reduce the overall risk of an all-weather portfolio. That is the underpinning basis of the Modern Portfolio Theory that I utilize.

Ask “What is my Tolerance for Risk?” - So what is the first step? I first start with a discussion as to what is the appropriate level of risk for each client. What are their goals and objectives? What is their time horizon? Some people are more aggressive than others. However, many of my clients are conservative and satisfied with earning a more modest return with a lower amount of risk.

What is the Appropriate Investment Model? – Based upon my client’s goals and objectives and the client’s tolerance for risk, I recommend an appropriate customized investment model. The model always contains a variety of investments and asset classes to reduce both Systematic & Unsystematic Risk, but could be weighted in favor of more conservative assets such as cash & bonds versus stocks. For example, a very conservative client may select a portfolio consisting of 80% cash & bonds and 20% equities.


What Investments are in the Current Models? – I periodically review and update my models as market conditions change and develop. Right now, my investment models contain the following traditional asset classes to varying degrees with a current emphasis on the following:

Cash & Bonds – Because of current concerns regarding Interest Rate Risk, my current models primarily include short term investment grade and floating rate US bonds. US Treasury Notes and long-term bonds are not preferred. Foreign source bonds also hedge against Currency Risk concerns. Cash positions hedge against Market Risk volatility.




Adeline Claire Stevens, 49


STATEN ISLAND, NY - Adeline Claire Stevens, 49, passed away peacefully on Monday, October 3, 2011. She is survived by her three sons Rob, Gabe, and Alex Stevens, and a large and loving family in New York and Massachusetts. She was the former wife of 19 years of Robert L. Stevens, who preceded her in death in 2005.
       Before moving to New York, Adeline brought up her three sons in Hopkinton, who all graduated from Hopkinton High School. She was active in Hopkinton affairs. Adeline was the Vice President of R. L. Stevens Construction 1984 - 2000, President of the Hopkinton PTA School Association, a Co-Founder Of Cultural Arts Alliance, and a dedicated Radio Journalist; the Host of "Adeline's Chronicles" of WBIX Boston 2000 - 2010.

       An avid writer of poetry, Adeline was a published writer in different periodicals, and had an Unconditional Love of The Arts, Radio, Literature, Community and Family. 

       Adeline was born in Brooklyn, New York. Grew up in Staten Island, NY and moved to Hopkinton, MA when she was 19 years old. She had moved back to New York in 2008 and had lived in Great Hills, Staten Island, New York. 

       New York Calling hours will be 5-9 pm at Scalia Funeral Home, 28 Eltingville, Staten Island, and the funeral held at 11:00 am at Holy Child Church. 4747 Amboy Road, Staten Island.

       The Stevens sons and local family will celebrate a service in Hopkinton on Monday, October 10, 2011. The time and location is TBA - File photo.


Positively Hopkinton

What Makes a Great Chinese Restaurant?

Check it out:





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